As Canadians, we all dream of a comfortable and secure retirement. But without a solid plan in place, that dream may remain just that – a dream. 
Many of us put off retirement planning, thinking we have plenty of time. However, the earlier you start, the more opportunity you have to build a substantial nest egg. 
Consider this: if you start saving $500 per month at age 25, assuming a 7% annual return, you could have over $1 million by age 65! But if you wait until age 45 to start saving the same amount, you’d only have around $250,000. 
Creating a retirement plan doesn’t have to be complicated. Start by:
- Determining your retirement goals
- Assessing your current financial situation
- Exploring investment options (e.g., RRSPs, TFSAs)
- Regularly reviewing and adjusting your plan
Don’t let procrastination steal your golden years. Take action today and start building the retirement of your dreams! 
For personalized guidance and expert advice, complete our Financial Readiness Assessment to determine if we are a good fit for your needs
