Get in Touch
Fransen Financial Inc.
Aaron Fransen, CFP®, CHS, MFA™
Certified Financial Planner® professional
Tel: 604-531-0022
Email: kelly@fransenfinancial.com
South Surrey, BC

Latest News
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About
Many Canadians believe they need significant wealth to benefit from professional financial advice, but that’s simply not the case at Fransen Financial Inc. Studies consistently show that working with an advisor can have a positive impact on investors in all financial situations. Building a secure financial future for yourself and your family means tackling key challenges that help reduce financial stress, ensure proper planning, and ultimately grow your net worth. Aaron is here to provide the guidance you need to overcome these challenges and stay on course toward your goals.
TFSA vs RRSP 2025
/in Blog, Investment, rrsp, Tax Free Savings Account /by Fransen Financial Inc.When looking to save money in a tax-efficient manner, Tax-Free Savings Accounts (TFSA) and Registered Retirement Savings Plans (RRSP) can offer significant tax benefits. The main difference between the two is that TFSAs are ideal for short-term goals, such as saving for a down payment on a house or a vacation, as its growth is entirely tax-free, while RRSPs are more suitable for long-term goals such as retirement. When comparing deposit differences, TFSAs have a limit of $7,000 for the current year, while RRSPs have a limit of 18% of your pre-tax income from the previous year, with a maximum limit of $32,490. In terms of withdrawals, TFSAs have no conversion requirements and withdrawals are tax-free, while RRSPs must be converted to a Registered Retirement Income Fund (RRIF) at age 71 and withdrawals are taxed as income.
First Home Savings Account (FHSA): What You Need to Know
/in Blog, Family, Investment /by Fransen Financial Inc.Are you looking to buy your first home in Canada? The First Home Savings Account (FHSA) could help make it happen. This savings plan allows first-time home buyers to save up to $40,000 tax-free, with contributions being tax-deductible. In this article and infographic, we cover everything you need to know about FHSA, including eligibility requirements, contributions and deductions, qualifying investments, withdrawals, and transfers.
British Columbia’s 2024 Budget Highlights
/in 2024, Blog /by Fransen Financial Inc.Discover how B.C.’s 2024 Budget introduces a home flipping tax, raises property transfer tax exemptions, and enhances the climate action tax credit. A pivotal shift for homeowners, buyers, and the environment.